Dear clients and friends, As we enter the last quarter of the year, volatility is picking up in both the stock and bond markets, primarily due to rising treasury yields and renewed concern about higher for longer rates of inflation and soaring national debt. Historically, September is a difficult month for the stock market and …
Category Archives: Financial Planning
Direct Indexing
Dear clients and friends, We hope each of you is enjoying the summer months and a more stable market environment. As we progress further into the second half of the year we wanted to provide a quick update on the markets as well as introduce a concept called “Direct Indexing” which is becoming a bigger …
The Importance of Stress Testing
When we help people construct their retirement plans, we highlight the importance of stress testing different factors that could have a negative impact on financial estimates