Dear Clients and Friends, We hope you are enjoying the end of summer and beautiful fall colors. As your dedicated partner in navigating today's financial landscape, we’re here to keep you ahead of the curve with timely market insights, forward-thinking investment strategies, and tailored financial guidance—all with your unique goals in mind. In that vein, …
Continue reading "October 2025 Newsletter – Virtual Family Office"
Dear Clients and Friends, We hope you all had a wonderful Labor Day Weekend. As your trusted wealth management partner, we are committed to keeping you informed about market trends, investment strategies, and personalized financial planning to help you achieve your goals. As we move into the month of September, the market focus continues to be …
Dear Clients and Friends, Since our last update, the equity markets have surged ahead, overcoming early-year challenges (tariff uncertainty, geopolitical concerns, GDP slowdown, etc...) to reach new all time highs. Simultaneously the One Big Beautiful Bill Act (OBBBA) was signed into law bringing some certainty to the tax landscape for the foreseeable future. The bill extends many …
Happy 4th of July from Colorado! We are wishing you a celebration filled with joy, fireworks, and good company. This month's newsletter comes with the broad stock market indices back at all time highs to kick off the second half of 2025. From our perspective, the markets are navigating a delicate balance of fiscal policy …
Dear Clients and Friends, We hope each of you are enjoying the beginning of summer. Here in Colorado, our snow-capped peaks stand proudly against a backdrop of vibrant greenery, creating a beautiful contrast that usually only lasts for a few weeks. In this month's newsletter, we will be talking about macro trends, specifically how inflation, the …
As market volatility surges, countless voices are cautioning against certain actions during a downturn. We concur with much of this guidance, which emphasizes avoiding market timing, resisting the urge to believe "this time is different," and not getting swept up in sensational news stories. While this is great advice that we adhere to, there are …
Dear Clients and Friends, The first quarter of 2025 is behind us and we wish all of you a happy start to the spring. Technology stocks remain under pressure and the Volatility Index (VIX), or as some call the fear gauge for the stock market, remains elevated. 2024 was a remarkably stable year in the …
Dear Clients and Friends, As volatility in the markets pick up we wanted to send out some information to help bring these events into context and hopefully allay to some degree the unnerving nature of these movements. There has been much discussion about the Nasdaq, which is an index of technology companies, and how it …
You may have heard financial pundits say the stock market follows the bond market, and in many ways they are right. The correlation between interest rate movements on the 10-year treasury and the broad stock indices is as strong as ever. It works like this. Rates go up on the 10-year treasury, bond and stock …
Continue reading "Interest Rates, M2, and Central Bank Balance Sheets"
As we celebrate the holiday season, the team at Bauer Heitzmann extend our warmest wishes to you and your families. We are deeply grateful for your continued trust and partnership, and we value the opportunity to be a part of your financial journey. At the beginning of 2024, JP Morgan predicted a down year for the stock …
